Terms and Conditions
Welcome to Lumos Strategy. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.
1. Acceptance of Terms
By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree to these terms, you should not use or access this website.
2. Changes to Terms
Lumos Strategy reserves the right to modify, update, or change these terms and conditions at any time without prior notice. Your continued use of the website following any changes signifies your acceptance of the revised terms.
3. Use of the Website
You agree to use the website only for lawful purposes. You must not use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. Additionally, you must not use the website in any manner that is unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose or activity.
4. Intellectual Property
All content, trademarks, service marks, trade names, logos, and intellectual property on this website are the property of Lumos Strategy or its licensors. You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission from Lumos Strategy.
5. User Accounts
In order to access certain features of our services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
6. Payment Terms
Certain services offered by Lumos Strategy may require payment. You agree to pay all fees or charges associated with your use of the services in accordance with the billing terms in effect at the time the fee or charge is due and payable. All payments must be made in the currency specified on the website.
7. Refund Policy
All sales are final unless otherwise stated. We do not offer refunds or exchanges on any services or products unless there is a defect or error on our part. If you believe you are entitled to a refund, please contact us at info@lumos-strategy.com with the details of your request.
8. Limitation of Liability
To the fullest extent permitted by law, Lumos Strategy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the service; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from our services.
9. Indemnification
You agree to indemnify and hold harmless Lumos Strategy, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including but not limited to attorney's fees) arising from your use of the website or services, your violation of these terms, or your infringement of any third-party rights.
10. Termination
Lumos Strategy reserves the right to terminate or suspend your account and access to the services at our sole discretion, without notice, for conduct that we believe violates these terms, is harmful to other users of the website, or is otherwise harmful to Lumos Strategy.
11. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Your Country/State] to resolve any legal matter arising from these terms.
12. Severability
If any provision of these terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
13. Entire Agreement
These terms and conditions constitute the entire agreement between you and Lumos Strategy regarding your use of the website and services, superseding any prior agreements between you and Lumos Strategy.
14. Contact Information
If you have any questions about these terms and conditions, please contact us at:
Email: info@lumos-strategy.com